The Flipkart Axis Bank Credit Card is a co-branded credit card launched through a collaboration between Flipkart and Axis Bank. This card is tailored to meet the needs of online shoppers, particularly those who frequently shop on Flipkart, Myntra, and other preferred merchants. It offers several benefits such as cashback, reward points, fuel surcharge waivers, and lounge access, all designed to enhance the shopping experience for its users. Whether you’re looking for rewards or exclusive discounts, this card can be a great addition to your financial portfolio.
Flipkart Axis Bank Credit Card Benefits
The Flipkart Axis Bank Credit Card offers a range of benefits that make it an attractive option for shoppers. With its unique rewards system, cardholders can earn cashback and points on their purchases.
Cashback on Purchases
- 5% cashback on Flipkart and Myntra purchases.
- 4% cashback on transactions made with preferred partners such as Uber, PVR, Swiggy, and cult.fit.
- 1% cashback on all other transactions.
Welcome Benefits
- ₹500 Flipkart voucher on your first transaction within 30 days of card issuance.
- 50% discount (up to ₹100) on your first Swiggy order made with the card.
Fuel Surcharge Waiver
- 1% fuel surcharge waiver for transactions between ₹400 and ₹4,000 at fuel stations, capped at ₹400 per month.
Premium Lounge Access
- 4 complimentary domestic lounge visits per year at select airports.
- Access to international lounges for travelers.
Dining Discounts
- Discounts of up to 15% at over 10,000 partner restaurants across India.
Flexible EMI Conversion
- Convert purchases of ₹2,500 or more into easy EMIs with flexible tenures.
With such lucrative benefits, this card provides excellent value, especially for frequent shoppers and travelers.
Flipkart Axis Bank Credit Card Charges
While the Flipkart Axis Bank Credit Card offers a wide range of benefits, it is important to understand its charges and fees.
| Charge Type | Amount |
|---|---|
| Joining Fee | ₹500 (One-time) |
| Annual Fee | ₹500 (Waived if spends exceed ₹3.5 lakh) |
| Interest Rate | 3.75% per month |
| Late Payment Fee | ₹500 – ₹1,200 (depending on outstanding balance) |
| Cash Withdrawal Fee | 2.5% of withdrawn amount (min ₹500) |
| Foreign Transaction Fee | 3.5% of the transaction value |
| Cash Payment Fee | ₹175 |
| EMI Conversion Fee | Nil |
These charges are competitive compared to similar credit cards in the market. The most important charge to be aware of is the annual fee, which can be waived if the cardholder spends over ₹3.5 lakh annually.
Flipkart Axis Bank Credit Card Customer Care
The Flipkart Axis Bank Credit Card Customer Care provides round-the-clock assistance to ensure cardholders have a smooth experience.
You can reach the customer support team via the following methods:
- Phone: Call 1860 419 5555 or 1860 500 5555 for immediate assistance.
- Email: Send an email to [email protected] for help with card-related inquiries.
- Website: Access live chat support and FAQs via the official Axis Bank website.
- Mobile App: Use the Axis Bank mobile app to resolve common queries.
Whether you need help with billing issues, card blocking, or fraudulent transactions, customer care is available to support you.
Flipkart Axis Bank Credit Card Status
Checking the Flipkart Axis Bank Credit Card status is a simple process. After applying for the card, you can check the status through multiple methods:
- Online: Visit the official Axis Bank website or Flipkart’s credit card portal to track the status of your application.
- SMS: Axis Bank sends status updates via SMS to your registered mobile number.
- Email: You’ll also receive status updates via email.
- Customer Care: Contact customer support if you prefer to receive status updates through a direct conversation.
Staying updated on the status of your application ensures you’re informed of your approval, card delivery, or any pending issues.
Flipkart Axis Credit Card Apply
Applying for the Flipkart Axis Bank Credit Card is easy and can be done online or offline.
Online Application Process:
- Visit the Axis Bank website or Flipkart’s dedicated credit card page.
- Enter your mobile number and verify it through OTP.
- Complete the form with your personal details, income, and address.
- Upload the necessary documents, such as identity proof, income proof, and address proof.
- Submit your application and wait for approval.
Eligibility Criteria:
- Age: 18 to 70 years.
- Income: Salaried individuals with a minimum monthly income of ₹15,000 or self-employed individuals earning ₹30,000 or more.
- Nationality: Indian residents only.
Flipkart Axis Bank Credit Card Lounge Access
One of the standout features of the Flipkart Axis Bank Credit Card is its lounge access benefits. Cardholders enjoy:
- 4 complimentary domestic lounge visits per year at select airports across India.
- Access to international lounges when traveling abroad.
- To qualify for this benefit, you must spend a minimum of ₹50,000 in the last 3 months.
This benefit offers comfort and convenience for frequent flyers, giving access to lounges with facilities like Wi-Fi, food, and beverages.
Flipkart Axis Bank Credit Card Login
Managing your Flipkart Axis Bank Credit Card account is straightforward with the Axis Bank online portal and mobile app.
Steps to Login:
- Visit the Axis Bank credit card login page.
- Enter your user ID and password or use OTP authentication for added security.
- Once logged in, you can:
- View your transactions and credit limit.
- Pay bills and check rewards points.
- Monitor your credit card usage and make necessary adjustments to your account.
For added convenience, the Axis Bank mobile app allows you to log in on the go and manage your credit card from anywhere.
Flipkart Axis Bank Credit Card Limit
The credit limit on your Flipkart Axis Bank Credit Card depends on various factors, including your credit score, income, and spending habits.
How It’s Determined:
- Income: Higher income usually translates into a higher credit limit.
- Credit Score: A good credit score improves your chances of receiving a higher limit.
- Usage: Responsible card usage and timely payments may lead to a credit limit increase.
To request an increase in your credit limit, you can either reach out to Axis Bank customer care or use the Axis Bank mobile app to make a request.
Frequently Asked Questions (FAQs)
Q1: How can I apply for the Flipkart Axis Bank Credit Card?
A1: You can apply for the Flipkart Axis Bank Credit Card online through the Axis Bank website or Flipkart’s credit card page. Alternatively, you can apply offline at any Axis Bank branch.
Q2: What are the cashback rates offered by this card?
A2: The card offers 5% cashback on Flipkart and Myntra purchases, 4% on partner merchants, and 1% cashback on all other eligible spends.
Q3: How can I check my Flipkart Axis Bank Credit Card status?
A3: You can check your card status online through the Axis Bank website or via SMS and email notifications sent by Axis Bank.
Q4: Is there a lounge access benefit with this card?
A4: Yes, the Flipkart Axis Bank Credit Card offers 4 complimentary domestic lounge visits per year at select airports and international lounge access for frequent travelers.
Q5: What is the interest rate on the Flipkart Axis Bank Credit Card?
A5: The interest rate on outstanding balances is 3.75% per month.
Conclusion
The Flipkart Axis Bank Credit Card is a fantastic option for online shoppers and frequent travelers. With cashback, exclusive discounts, and lounge access, it offers great value for money. Its low fees, reward points, and flexible EMI options make it an appealing choice for those who frequently shop online. Whether you’re looking to apply, check your card status, or access customer support, this card provides all the tools you need to manage your financial transactions efficiently.